Medicare · Health · Life · Supplemental
Insurance agents in Brownsville, TX who explain the plan before you sign it
Yadith Ortega Insurance Agents helps Rio Grande Valley families and retirees compare Medicare, ACA health, life and supplemental plans side by side — so you keep your doctors, avoid surprise costs, and stop paying for coverage you never use.
Free consultation · Bilingual English & Spanish · Serving all of Cameron County
Four kinds of coverage, one local agent
We are independent, which means we are not locked into one carrier's shelf. We quote several companies, show you the real numbers, and recommend what fits your doctors, prescriptions and budget in Brownsville.
Medicare Insurance
Medicare Supplement, Medicare Advantage (Part C) and Part D guidance for Brownsville retirees turning 65 or switching plans.
Explore medicare insuranceHealth Insurance
ACA Marketplace and ObamaCare plans with subsidy checks so Cameron County families pay the lowest premium they qualify for.
Explore health insuranceLife Insurance
Term, whole life and final expense coverage that keeps a Brownsville family in their home if a paycheck disappears.
Explore life insuranceSupplemental Insurance
Hospital indemnity, heart, stroke and cancer policies that pay you cash directly when a major diagnosis hits.
Explore supplemental insurance
Why Brownsville families stay with us
- You talk to a person, not a call center. The agent who enrolls you is the same one who answers when a claim gets denied or a card does not arrive.
- Independent, multi-carrier quotes. We compare plans from several respected insurers instead of pushing one company's product.
- Bilingual, paperwork included. We walk through applications, income documentation and doctor lookups in Spanish or English.
- Free consultations, no pressure. If your current plan is already the best fit, we will tell you to keep it.
Built for how coverage works here
Your local doctor network
Before you enroll, we check whether your Brownsville physicians, specialists and preferred hospital are in the plan's network — and whether your prescriptions are on its drug list at a pharmacy near you.
Self-employed and seasonal work
Plenty of Valley households run a business, drive a truck or work seasonally without employer benefits. We estimate income carefully so your ACA subsidy holds up at tax time.
Family on both sides
Many clients support parents and children at once. We build a plan that covers a retiree's Medicare gaps and a young family's life insurance in the same conversation.
Questions Brownsville clients ask first
How much does it cost to work with an insurance agent in Brownsville?
Nothing. Our consultations and quotes are free. We are paid by the insurance carrier when you enroll, so your premium is the same whether you sign up with us or on your own — except you get a local person to call afterward.
Which types of insurance do you handle?
Medicare Supplement and Medicare Advantage (Part C) plans, ACA Marketplace health insurance, term and whole life insurance, final expense coverage, and supplemental hospital indemnity, heart, stroke and cancer policies.
Do you speak Spanish?
Yes. We review plan documents, applications and claim paperwork in Spanish or English, whichever you are most comfortable with.
What areas do you serve?
Brownsville, TX and the surrounding Cameron County communities. Appointments can be done in person, by phone, or over video.
When can I enroll in coverage?
Medicare has an Initial Enrollment Period around your 65th birthday plus the Annual Enrollment Period each fall. Marketplace health plans have Open Enrollment each winter, and a life change such as losing job coverage, moving, marriage or a new baby can open a Special Enrollment Period. Life and supplemental policies can be started any month of the year.
Get a free quote and a straight answer today
Tell us your doctors, prescriptions and budget. We will come back with real plan options and what each one actually costs you.